Helping Make Financial Lives Better
We bring expertise and advice to help you create programs that engage employees and make your job easier.
Pension Plans
Horizon's Pension Plan is the ideal retirement solution for your business if you would like to create a tried-and-true traditional, yet effective retirement savings plan for your employees.
- Take advantage of both periodic and lump-sum distributions, while enjoying standard service features such as the administration of 1099Rs for taxable and non-taxable distributions.
- Benefit from multiple investment solutions to meet the goals outlined in a pension plan tailored for you.
- Educate yourself and your employees through valuable retirement planning and investment education resources.
- Enjoy the benefits of Horizon Bank’s extensive experience as a Trustee and money manager for Defined Benefit Pension Plans.
Talk to a Wealth Advisor.
Profit Sharing Plans
Reward your employees' hard work with additional retirement benefits.
- Create contributions up to the lesser of either 25% of total compensation or the annual dollar limit.
- Benefit from completely discretionary contributions and flexible funding schedules.
- Work with a Horizon Bank Investment Advisor to create a vesting schedule that makes sense for your employees.
- Supplement the retirement savings found in your employees’ 401(k) plans.
Talk to a Wealth Advisor.
401(k) Plans
Horizon's 401(k) Plan option will help you and your employees save for retirement through direct payments to your savings made from paychecks. While the 401(k) is the most popular retirement plan in the United States, Horizon offers unique wealth management and growth opportunities not found in traditional 401(k) retirement plans.
- Set up automatic retirement savings payments from paychecks, ensuring employees only pay taxes on future withdrawals from their 401(k) account.
- Benefit from Horizon Bank as a fiduciary of your retirement plan, providing strategy according to your specific business and personal financial goals.
- Explore a true open architecture platform for your investment strategies.
- Benefit from allocation plans specifically tailored to each individual’s needs and engage expert educational tools so your employees fully understand what your 401(k) has to offer.
Talk to a Wealth Advisor.
Non-Qualified Deferred Compensation Program
Our Non-qualified Deferred Compensation Program is a plan specially designed for you if you are a higher-paid executive looking for a retirement plan beyond a traditional 401(k), which can satisfy your unique income-based needs and personal financial goals. These plans offer important benefits to those who are seeking to make the most of their wealth.
- Save more for your retirement than you would with a more traditional retirement plan.
- Reward critical members of your business by allowing taxes to be paid by the company itself until these members actually receive their funds.
- Eliminate taxation risks by allowing Non-qualified Deferred Compensation Program participants to possess only limited control over investments.
Talk to a Wealth Advisor.
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Investment vehicles made available through Horizon Private Wealth Management – A Division of Horizon Bank are not deposits or other obligations of, or guaranteed by Horizon Bank; Not insured by the FDIC; Subject to investment risks, including possible loss of principal.