Financing Solutions Built for Medical Professionals
At Horizon Bank, we specialize in meeting the unique financial needs of medical professionals. Whether you're looking to acquire a new practice, expand your current location, purchase equipment, or invest in commercial real estate, our dedicated lenders offer flexible financing and personalized service every step of the way. With decades of experience in healthcare lending, we deliver the expertise of a big bank with the attention and care of a community partner.

Empowering Growth with Tailored Financing

Community Bank Service. Big Bank Capabilities
At Horizon, we offer the best of both worlds—customized lending solutions backed by the attentive service of a local team.
What Sets Us Apart:
- Industry-specific expertise in medical lending
- Dedicated business advisors
- Seamless application and approval process
- Long-term support for evolving practice needs

Let’s Grow Your Practice Together
Ready to expand or invest in your medical practice? Connect with our experienced commercial lending team to learn how Horizon Bank can support your vision.
Connect With Us:
- Schedule an appointment with a business banking advisor
- Download our Medical Lending Flyer
Working Capital & Lines of Credit

Flexible Financing to Keep Your Practice Running Smoothly
Manage day-to-day operations and cash flow with confidence. Horizon Bank’s working capital solutions and professional lines of credit give your medical practice the financial flexibility to cover expenses such as payroll, inventory, and operational costs—or to seize unexpected opportunities as they arise. With a revolving line of credit, you borrow only what you need, when you need it—paying interest solely on the amount used.
Professional Line of Credit
Programs up to $100,000 unsecured (no collateral) for qualifying physicians, dentists, and other professionals
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business line of credit
Payroll, supplies, expansion of services, or any cash flow needs – so you can focus on patient care, not financial strain
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Treasury Management Solutions
Simplify Financial Operations and Strengthen Cash Flow
Keep your practice running efficiently with Horizon Bank’s treasury and cash management services—designed to optimize how you manage incoming and outgoing funds. We understand that strong, consistent cash flow is essential for healthcare providers. Our comprehensive suite of tools helps streamline collections, automate payments, and simplify account oversight, so you can focus more on patient care and less on paperwork.
- Accelerated receivables and payment processing
- Secure, real-time account access and reporting
- Automated cash concentration and disbursement
- Enhanced fraud protection and control


Receivables Solutions
Remote Deposit Capture and lockbox services to accelerate deposits, plus a Customer Pay Portal for convenient online patient payments.

Payables & Payroll
ACH origination for vendor payments and payroll, integrated payroll services, and expense management with business credit cards
Practices We've Helped Grow
TOMBSTONE PLACEMENT ONCE THEY ARE DESIGNED
TOMBSTONE PLACEMENT ONCE THEY ARE DESIGNED