Diversity and Inclusion

Diversity and inclusion applies to everyone.

We firmly believe every person has unique talents and perspectives that are invaluable to the growth of our Company.
That's why we’re committed to cultivating and preserving a culture of diversity and inclusion for all: Advisors, customers, vendors, and the entirety of each community we serve.

Building a Diverse Workplace

We embrace, encourage, and celebrate differences of all kinds among all people including our Advisors and community members. If you want to work for a company that values, respects, and champions diversity in all aspects of our work, please learn more about joining the Horizon team.

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Our Values in Action

Diversity and Inclusion has to be more than an ideal we believe in. It has to be an action we intentionally take in everything we do. That’s why we’ve had formalized policies and strategic goals since 2004 when we organized our Diversity Council to provide oversight for Horizon's outreach efforts.

Meet our Business Diversity Council

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Meet our Business Diversity Council.

Dr. Vanessa Allen McCloud

President & Chief Executive Officer Urban League of Northwest Indiana
Alexis Harris

Community Reinvestment Act Officer
Julia Harris-Diaz

Bilingual Branch Manager
Cindy Kirkham

Sr. Community Development Officer
Kristen Noonan

Project Administrator, Tivity Health
Megan Osborne

Marketing Project Manager
Thomas Prame

Chief Executive Officer
Jas Singh

Mortgage Loan Originator
Kathi Tilling

Assistant Vice President, Human Resource Diversity & Inclusion Officer

Diversity and Inclusion Policy

Horizon values and promotes diversity and inclusion in every aspect of its business. We firmly believe that every person has worth, unique talents, and perspectives that are invaluable to the future growth of our Company. Therefore Horizon Bank is committed to fostering, cultivating, and preserving a culture of diversity and inclusion for all Advisors, Customers, Vendors, and the communities that we serve.

Advisor Expectations:

Horizon’s diversity and inclusion efforts are a direct reflection of the activities and behaviors of each individual advisor. The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities, and talent that our Advisors invest in their work represents a significant part of not only our culture but our reputation and company’s achievement as well.

We embrace and encourage our Advisors’ differences in age, color, disability, ethnicity, family or marital status, gender identity or expression, language, national origin, physical and mental ability, political affiliation, race, religion, genetic history, sexual orientation, socio-economic status, veteran status, and other characteristics that make our Advisors unique.

Horizon’s diversity and inclusion initiatives are applicable—but not limited—to our practices and policies on vendor selection, employee recruitment and selection; compensation and benefits; professional development and training; promotions; transfers; social and recreational programs; terminations; and the ongoing development of a work environment built on the premise of gender and diversity equity that encourages and reinforces each Advisor's pledge to:

Value, respect, embrace and champion diversity in all aspects of Horizon’s activities.• Not engage in or tolerate any form or act of discrimination or harassment and to be vigilant against any such conduct.
To be open and accessible to all.
At all times treat each other and those we serve with respect and dignity.
To demonstrate fair and equal treatment for all.
To participate in community service efforts that impact our customers and communities.
To serve as a collaborative voice around shared issues and concerns.
To broaden understanding and awareness of inclusion, diversity, and cultural competence.

Governance:

We are committed to a system of management and governance that is fair, inclusive, and proactive in undertaking our responsibilities to actively promote equality of opportunity.
We will include diversity and cultural competency training in our orientation and ongoing training programs for all Advisors.
We will seek a diverse applicant pool for job openings.
We will actively market our products and services to diverse communities.
We will sponsor a broad array of diverse not for profit organizations.
We will be accountable for our results and measure our efforts through benchmark reports that include employment, lending, vendor management, and sponsorship opportunities.
We will be proactive in our efforts for community outreach to assure all areas of our community are represented in our endeavors.

Administration:

We will retain a Diversity Council made up of outside independent representatives reflective of the diverse communities that we serve. The Diversity Council shall provide oversight and counsel related to Horizon’s overall diversity efforts, practices, provide community input, assist in achieving goals and assist in our outreach efforts.
We will report Horizon’s outreach efforts and benchmark data reports to the respective Committees of the Board of Directors and the Diversity Council.
We will seek vendors who are reflective of all segments of the community.
We will adopt and adhere to a procedure that ensures complaints concerning equitable treatment are processed in a timely and responsive manner and reported to the executive management.
We will be accountable and measure progress on a quarterly basis. Horizon’s leaders shall be rated on their diversity at all performance reviews.
We will provide equitable pay for each person relative to their job and skill level.

Fair Lending Policy

It is, and shall be, the policy of Horizon Bank to make its loan products available to all qualified applicants without discrimination because of race, color, religion, sex, sexual orientation, gender identity, national origin, marital status, familial status, age (over that of majority), disability, receipt of public assistance, or good faith exercise of rights under the Consumer Credit Protection Act, the Equal Credit Opportunity Act, or the Fair Housing Act. Horizon also complies with state and local laws that apply to lending transactions. It is, and shall be, the Bank’s policy to encourage the completion or submission of an application for credit by any applicant on any of these bases and to ensure equitable treatment of all customers in making loans available. Horizon’s policy equally applies to non-credit banking products, including deposit accounts.

We expect that Horizon’s employees will demonstrate to its customers that they value, respect, embrace, and champion diversity in all aspects of Horizon’s activities; that they will not engage in or tolerate any form or act of discrimination or harassment toward customers or potential customers; and that they will be vigilant against any such conduct, remain open and accessible to all, and treat those that the Bank serves with respect and dignity. Our employees are asked to demonstrate and deliver fair and equitable treatment for all.

Horizon will actively seek to market its products and services to diverse communities, including people and communities of color, people with disabilities, people with language barriers, people with varying socioeconomic statuses, and other underserved populations. We will be proactive in our efforts for community outreach to ensure that all areas of the communities where Horizon does business are represented in its endeavors. These efforts will include developing organized partnerships with organizations serving various underserved groups, supporting financial literacy and homeownership counseling programs, and making money available to support homeownership assistance initiatives tailored to first-time homebuyers in underserved communities.

Horizon commits to a process through which customer complaints about inequitable treatment will be addressed promptly, comprehensively, and by considering how similarly situated persons of a different race, national origin, or other status have been or would be treated by Horizon.

Horizon will devote special attention to the credit needs of low- and moderate-income neighborhoods within the communities in which it does business. Consistent with safe and sound banking practices, Horizon will provide financial services to all income segments of its market.

The advertising of the Bank and all of its communications to the public shall be designed to make the Bank’s current and potential customers aware that Horizon makes its products and services available without discrimination and that Horizon welcomes the opportunity to do business with every member of the community. Horizon will undertake specific activities to encourage a wide range of customers to approach its offices and to consider it as a financial service resource.

The success of Horizon’s commitment to diversity, inclusion, and equity is the responsibility of the entire organization. Horizon’s fair lending practices apply across all aspects of its operations,

including marketing, loan origination, processing, underwriting, servicing, and collection activities. Horizon’s commitment to equity and diversity is demonstrated in terms of its structure and organization, employee accountability, monitoring and auditing programs, training, and technology. Horizon’s Chief Executive Officer and Executive Management team are responsible for establishing practices designed to ensure that the Bank’s operations reflect its strong commitment to treat everyone it serves with respect and dignity and to demonstrate and deliver fair and equal treatment for all.

Horizon will continue to look for objective ways to support and evaluate employees as they advance diversity and inclusion in all of the Bank’s business operations.

Vendor Questionnaire

We are always looking for opportunities that allow us to select from a diverse and talented mix of vendors. As a minority and/or women-owned business, please complete this brief questionnaire so we can learn more about what you may offer Horizon.

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Diversity and Inclusion