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Mortgage Loans

Easily get prequalified to see how much you may be able to borrow, apply online for a new mortgage, or explore refinancing options - all with support from our trusted mortgage team every step of the way.

Buying your first home just got easier – no appraisal fee + $100 credit!*

*Appraisal fee waived for qualifying first-time homebuyers only. To qualify as a first-time homebuyer, applicants must be owner-occupants with no home ownership in the previous three years. Offer may be modified or withdrawn at any time without notice. Subject to credit approval. Additional terms and conditions may apply. $100 credit is applied to closing costs as a lender credit. Application must be submitted between May 1, 2025 through May 31, 2025.

 

 

Looking to buy a new home?

Looking to buy a new home?

From prequalification to your closing date, we’re with you every step of the way

Get started

Looking to refinance?

Looking to refinance?

Want a better interest rate or a shorter term? Apply now to refinance your current home loan

Get started

What customers say about Horizon

Our advisor is so efficient and knowledgeable. She is one of a kind in this business! Exceptional!
Jackie D.

Mortgage loan tools

  • Manage your application

    Manage Your Application

    Sign in to view status or complete next steps on your loan.
  • Mortgage calculator

    Mortgage Calculator

    To determine your monthly payment and generate an estimated amortization schedule. 

What makes Horizon different?

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icon of paper with a checkmark
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Make a loan payment

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Pay Online

Log in to online banking to make your payment from your Horizon account or from an external account outside Horizon.
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Loan Pay Portal

Make fast one-time payments using Horizon's self-service loan portal.
(cannot be used for business payments)
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Visit a Branch

Stop by your nearest Horizon Bank branch to submit your payment in person.
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Video Banking Location

Use one of Horizon's Video Banking locations.  Video banking machines have extended hours and combine the service of a Horizon advisor with the convenience of an ATM. 

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