Offering a Wide Variety of Mortgages

Whether you are looking to buy a new home for relocation or invest in a second one, Horizon Bank can help. We specialize in helping families achieve their real estate goals by providing competitive loan products that get you where you want to be.

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Conventional Fixed-Rate Loans

For people who plan on staying in one home for a long time.
wood house

Adjustable-Rate Loans

For people who need a home, but don't see themselves staying there for a long time.
Construction loans

Construction Loans


For people who want to build their dream home.
Luxury home

Jumbo Mortgages


For people who want to buy a high-value or luxury home.
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Community Loan Programs

Government Loan Programs

Conventional Loan Programs

Under certain circumstances, current homeowners may be eligible for an affordable housing loan. Geographic restrictions apply.

Fresh Start Loan Program: Before you can qualify for the Fresh Start Program, we will verify your income, as well as consider your most recent 24-month credit history or other payment history indicators such as utility and phone bills. Your credit score will not be considered.

Note: Your ability to repay determines your actual loan amount. The maximum overall debt you have compared to your income cannot exceed 50%.

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