Student Checking

Our Student Checking account makes banking simple for students and young adults up to age 25*. Explore our digital tools to help you manage your money and get plenty of sensible advice along your financial journey.

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Benefits and Conveniences

  • icon image of dollar bill with building
    Student Checking
    No monthly service charge or minimum balance requirements. Free eStatements.
  • jar with dollars icon
    Everyday Savings
    No monthly service charge. $25 minimum opening balance.
  • FeeFreeATMs_icon_60x60
    Up to 5 free Non-Horizon ATMs
    Access cash at thousands of fee-free MoneyPass ATMs and get up to 5 free non-Horizon ATM transactions per month. 
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    Mobile Banking

    Bank securely and conveniently from your mobile device while using the Horizon app and send and receive money with Zelle®.

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    Instant Issue Debit Card

    Use your Horizon debit card to pay for purchases with a tap. Visit a branch to get a new or replacement debit card instantly.

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    Digital Wallet
    Make digital payments using your phone allowing you to pay almost anywhere, including in-store, online, and in apps.

Get started with your account.

Mobile Online Banking Preview

  • Online and Mobile Banking

    Manage your personal banking from anywhere with a web-enabled device in hand.

     

    • Easy account transfers
    • Setup up alerts
    • Facial Recognition or password-protected
    • View statements and account history

    Download App Today!


    Download app from App Store      Google Play button

  • Set up your Account

    Activate your debit card, fund your account, set up direct deposit, create online credentials and download our mobile app with these easy-to-use resources.

    Learn more

  • Use Your Account

    Maximize your account experience by setting up online bill pay, scheduling automatic payments, and other handy features.


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Kickstart your Savings and Enroll in Easy Save!

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Personal Finance Category

*Disclosure

The minimum age to open an account is 14 years old.  After the student's 25th birthday, this account will convert to an Everyday Checking account.

Students 14-17 years old at account opening will need to have their parent/guardian as a co-owner.

$25 minimum opening balance required.

$3 paper statement fee.

Bill payment and Zelle® are available to students 18 years or older.

For new customers, only residents of Indiana and Michigan are eligible to open or be added to accounts online.

Ages 14-17 (Point-of-Sale daily limit $500, ATM daily limit $200).  Ages 18 and older (Point-of-Sale daily limit $5,000, ATM daily limit $700).

Fees associated with non-Horizon and non-MoneyPass ATMs will be reimbursed up to 5 transactions per statement cycle.