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Personal Savings

Secure your financial future with our Personal Savings Account designed to help you reach your savings goals faster!

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Benefits and Conveniences

  • KeepYourMoneySafe_icon_81x81
    Bank Securely

    Your account is safe with FDIC insurance.

  • mobile and desktop computer icon
    Online & Mobile Banking
    Secure banking, anytime, anywhere.  24/7 access to your money wherever you are. 
  • mobile phone with dollar sign icon
    Free automatic transfers

    Move your money where you need it, when you need it.

  • Text-Email-Alerts
    Text & Email Alerts
    Get alerts on balances, transactions and security. Enroll or login to online banking to setup alerts.

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Personal Savings for children under 18

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No fees
Free to those under age 18.

Free Auto Transfers
Set up automatic transfers easily

Online Banking and Mobile App Access
Stay on top of your child's account with online banking and our mobile app.

Open in 5 minutes
It only takes about 5 minutes for a parent or guardian to open an account.

  • Kickstart your Savings when you Enroll in Easy Save!

    Round up each debit card purchase to the nearest dollar to turn your change from everyday purchases into savings.

     

    The change from your debit card purchases is accumulated and automatically transferred daily from your checking account to your savings account.

     

    Enroll in Easy Save

    Person Using Contactless Debit Card. Easy Save Use Your Debit Card and Save Every Time You Spend

Savings Advice

Six Tips for Saving Success

Person saving money in a jar

Here are some tips to help customers assess and improve their saving strategy.  You would be surprised how a few small changes can have a big impact on your financial future.

To put you on the path towards saving success, we offer the following tips:

  • Set a goal. The first step is to establish a realistic savings goal. Consider your expenses, make a budget and determine how much you can put away each month.
  • Track your spending. Hold yourself to the budget you’ve set by tracking your expenses. Consider using websites that segment your spending so you can easily see what areas, if any, you are going over budget then adjust accordingly.
  • Pay yourself first. Arrange to have a specific amount transferred to your savings account every pay period. If you wait till the end of the month to see what's left over, you are less likely to save.
  • Consult a banker. Stop in to Horizon and speak with a banker about which package of products and services would best suit your saving needs.
  • Consider investments. For long-term goals, such as saving for a home or retirement, look into bonds, mutual funds, real estate and stocks. 
  • Learn about our flexible banking options. These conveniences keep you connected to your finances anywhere, anytime. 

Now is the time to start saving! Compare our Savings Accounts to find the best fit for your current savings needs.

*Disclosures

$3 monthly service charge if the minimum monthly balance falls below $200 at any time during the month or enroll in Easy Save.

Free to those under 18. 

Students 14-17 years old at account opening will need to have their parent/guardian as a co-owner.

Transfers are limited to six per month.  Transfers from a savings account to another account by preauthorized withdrawals, automatic debit, internet, or telephone transfers or by check, draft, debit card, or similar order to a third party are limited to six per month. An excess activity fee of $2.50 will be charged for each "over the counter" or ATM withdrawals over six during a calendar month.