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Horizon Equipment Finance

Equipment Finance Solutions

Businesses of all sizes may benefit from our financing solutions to invest excess capital while maintaining your company's cash flow and balance sheet.

Find an Equipment Finance advisor

Business Equpiment
  • calculator icon
    Equipment Buy vs Lease

    When you're considering whether to purchase or lease equipment for your business, a calculator can help you evaluate the financial impact of each option. It allows you to compare the costs, including initial costs, monthly payments, interest rates, and tax benefits.

Why choose Horizon for equipment financing?

Improved cash flow
No down payments or upfront costs, combined with lower monthly payments, allow your business to preserve capital for other uses. 

100% financing
Finance everything in one transaction with the option to upgrade or add services anytime.

Improved cash forecasting
Prepare accurate forecasts and budgets with predetermined payments and terms.

Increased purchasing power
Acquire additional and/or higher-end equipment due to affordable payments and customizable solutions.

Preserve lines of credit
Equipment financing does not tie up or reduce lines of credit established at your bank or other financial provider.

Tax advantages
Certain financing may be eligible for tax-deductible payments and other tax-relief possibilities.*

Your Industry. Your Financing.

  • Tools icon
    Tools & Equipment
  • Transportation icon
    Transportation
  • Machinery icon
    Industrial & Commercial Machinery
  • Construction icon
    Construction

Meet our Team.

Our Horizon Equipment Finance advisors are here to help you navigate the equipment financing process. We look forward to customizing a solution specific to your budget, and our application process is quick & easy.

Get to Know Our Team

Joel Mikolich - PresidentSteven Post - ManagerBrian Jankins - Sales ManagerDon Chadwell - Sales RepresentativeCraig Tillison - Sales RepresentativeLori Giefer - Sales Representative

Request a call back.

Grow Your Expertise

How to Secure an SBA Loan as a Veteran

Man holding card reader

Veteran-owned businesses are unique and impactful in their communities, bringing inspiration, patriotism, and more. While veterans may face challenges starting and growing their businesses, many resources are available to them, including Small Business Administration loans and the Office of Veterans Business Development Resources.  

Steps to Get an SBA Loan

  1. Review SBA loan options. There are multiple SBA loan options with different advantages. 7(a) loans have longer terms, shorter monthly payments, and provide funds for capital, real estate, and equipment. 504 loans focus on growth and development.
  2. Determine eligibility. Each loan has different eligibility requirements. An SBA-preferred lender can help you determine your eligibility and which loan is right for your veteran-owned small business.
  3. Contact an SBA-preferred lender. The Small Business Administration selects preferred lenders based on rigorous standards. These standards ensure your lender protects your best interests. Horizon Bank has been an SBA-preferred lender for decades! We help small businesses be great businesses.
  4. Apply for your loan. In addition to completing paperwork, you’ll need all necessary documents and records to ensure your application is processed correctly. Horizon Bank’s business advisors ensure your documents are in order and reach the appropriate people quickly to get the funds in your account faster.

Helping Small Businesses Be Great Businesses

Our team is ready to get funds for your small business as quickly as possible. Talk to a Horizon business advisor today to find out what small business loan is right for your veteran-owned business! Call 888-873-2640. 

Call us Contact us Learn more about SBA Loans