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Equipment Finance Solutions

Businesses of all sizes may benefit from our financing solutions to invest excess capital while maintaining your company's cash flow and balance sheet.

Find an Equipment Finance advisor

Business Equpiment
  • calculator icon
    Equipment Buy vs Lease

    When you're considering whether to purchase or lease equipment for your business, a calculator can help you evaluate the financial impact of each option. It allows you to compare the costs, including initial costs, monthly payments, interest rates, and tax benefits.

Why choose Horizon for equipment financing?

Improved cash flow
No down payments or upfront costs, combined with lower monthly payments, allow your business to preserve capital for other uses. 

100% financing
Finance everything in one transaction with the option to upgrade or add services anytime.

Improved cash forecasting
Prepare accurate forecasts and budgets with predetermined payments and terms.

Increased purchasing power
Acquire additional and/or higher-end equipment due to affordable payments and customizable solutions.

Preserve lines of credit
Equipment financing does not tie up or reduce lines of credit established at your bank or other financial provider.

Tax advantages
Certain financing may be eligible for tax-deductible payments and other tax-relief possibilities.*

Your Industry. Your Financing.

  • tools equipmet
    Tools & Equipment
  • transportation
    Transportation
  • machinery
    Industrial & Commercial Machinery
  • construction
    Construction

Meet our Team.

Our Horizon Equipment Finance advisors are here to help you navigate the equipment financing process. We look forward to customizing a solution specific to your budget, and our application process is quick & easy.

Get to Know Our Team

Joel Mikolich - PresidentSteven Post - ManagerBrian Jankins - Sales ManagerDon Chadwell - Sales RepresentativeCraig Tillison - Sales RepresentativeLori Giefer - Sales Representative

Request a call back.

Grow Your Expertise

Enhance Your Business with Online Payment Solutions

Enhance Your Business with Online Payment Solutions

Is your business or organization equipped to accept payments and donations online? If not, now is the perfect time to make the shift—and Horizon Bank is here to assist. Our online payment portal seamlessly integrates into your website, making it easier than ever to collect funds.

Why an Online Payment Portal is Essential

Online payment portals are pre-programmed tools that can be embedded into your existing website. Whether you’re managing a business or raising funds for important initiatives, these portals are vital for helping your organization succeed.

Convenience: In today’s fast-paced world, people want easy and efficient ways to make transactions. Online payment portals eliminate obstacles, enabling customers to shop from their phones and tablets with ease. Without this feature, potential customers or donors may choose to take their business elsewhere. Moving transactions from traditional checks and mail to a few simple clicks significantly streamlines the collection process.

Security: Consumers are increasingly confident in the security of online transactions, often preferring them over handing their card directly to a person. By offering a secure online portal, you’re not just meeting expectations—you’re providing peace of mind.

Speed: With quick processing times, you’ll receive payments almost instantly, rather than waiting days or weeks for checks to clear. This means better cash flow and more time to focus on growing your business or supporting your cause.

Explore More Payment Options

For those looking to cater to Apple enthusiasts, Apple Pay—a standalone payment portal—now supports donations to non-profit organizations. This allows anyone with an iPhone, iPad, or other Apple device to easily contribute to the causes they care about.

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