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Equipment Finance Solutions

Businesses of all sizes may benefit from our financing solutions to invest excess capital while maintaining your company's cash flow and balance sheet.

Find an Equipment Finance advisor

Business Equpiment
  • calculator icon
    Equipment Buy vs Lease

    When you're considering whether to purchase or lease equipment for your business, a calculator can help you evaluate the financial impact of each option. It allows you to compare the costs, including initial costs, monthly payments, interest rates, and tax benefits.

Why choose Horizon for equipment financing?

Improved cash flow
No down payments or upfront costs, combined with lower monthly payments, allow your business to preserve capital for other uses. 

100% financing
Finance everything in one transaction with the option to upgrade or add services anytime.

Improved cash forecasting
Prepare accurate forecasts and budgets with predetermined payments and terms.

Increased purchasing power
Acquire additional and/or higher-end equipment due to affordable payments and customizable solutions.

Preserve lines of credit
Equipment financing does not tie up or reduce lines of credit established at your bank or other financial provider.

Tax advantages
Certain financing may be eligible for tax-deductible payments and other tax-relief possibilities.*

Your Industry. Your Financing.

  • tools equipmet
    Tools & Equipment
  • transportation
    Transportation
  • machinery
    Industrial & Commercial Machinery
  • construction
    Construction

Meet our Team.

Our Horizon Equipment Finance advisors are here to help you navigate the equipment financing process. We look forward to customizing a solution specific to your budget, and our application process is quick & easy.

Get to Know Our Team

Joel Mikolich - PresidentSteven Post - ManagerBrian Jankins - Sales ManagerDon Chadwell - Sales RepresentativeCraig Tillison - Sales RepresentativeLori Giefer - Sales Representative

Request a call back.

Grow Your Expertise

Benefits of Local Business Banking Relationships

Guy talking to a business banker

Horizon offers a wide range of business banking services, from traditional offerings like savings accounts and IRAs to business debit cards. We also provide competitive business loan products tailored to meet your needs. Whether you're looking for term loans, lines of credit, commercial real estate funding, SBA loans, or industry-specific loan programs, we have you covered.

What sets Horizon apart is our personalized approach to lending. Our Business Banking Advisors are dedicated to providing comprehensive support throughout the loan process. When you work with us, you'll connect with an Advisor who not only understands your business but also resides and operates in your community. Here are some key benefits of choosing Horizon for your business loan needs:

  • Exceptional Customer Service: When unexpected challenges arise, you can trust your Horizon Advisor to respond promptly and decisively, going beyond to assist you. Our team is committed to solving your problems with care and expertise.
  • Sensible Advice: We believe that good advice goes beyond simply providing answers—it's about understanding your unique situation and offering tailored solutions.

Experience business banking that is beyond ordinary. 

Find a Business Advisor near you. 

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