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Equipment Finance Solutions

Businesses of all sizes may benefit from our financing solutions to invest excess capital while maintaining your company's cash flow and balance sheet.

Find an Equipment Finance advisor

Business Equpiment
  • calculator icon
    Equipment Buy vs Lease

    When you're considering whether to purchase or lease equipment for your business, a calculator can help you evaluate the financial impact of each option. It allows you to compare the costs, including initial costs, monthly payments, interest rates, and tax benefits.

Why choose Horizon for equipment financing?

Improved cash flow
No down payments or upfront costs, combined with lower monthly payments, allow your business to preserve capital for other uses. 

100% financing
Finance everything in one transaction with the option to upgrade or add services anytime.

Improved cash forecasting
Prepare accurate forecasts and budgets with predetermined payments and terms.

Increased purchasing power
Acquire additional and/or higher-end equipment due to affordable payments and customizable solutions.

Preserve lines of credit
Equipment financing does not tie up or reduce lines of credit established at your bank or other financial provider.

Tax advantages
Certain financing may be eligible for tax-deductible payments and other tax-relief possibilities.*

Your Industry. Your Financing.

  • tools equipmet
    Tools & Equipment
  • transportation
    Transportation
  • machinery
    Industrial & Commercial Machinery
  • construction
    Construction

Meet our Team.

Our Horizon Equipment Finance advisors are here to help you navigate the equipment financing process. We look forward to customizing a solution specific to your budget, and our application process is quick & easy.

Get to Know Our Team

Joel Mikolich - PresidentSteven Post - ManagerBrian Jankins - Sales ManagerDon Chadwell - Sales RepresentativeCraig Tillison - Sales RepresentativeLori Giefer - Sales Representative

Request a call back.

Grow Your Expertise

Make Every Purchase Count with a Business Debit Card

BusinessDebit_1000x500_SensibleAdvice_MAR24c

A business debit card offers numerous conveniences for business owners and your employees. You’ll have instant access to cash, as well as online and mobile banking – allowing visibility into account balances. You can even manage card settings remotely.

With a business debit card, you can make purchases directly from your business account without having to wait for checks to clear. Then you’ll have a record of transactions, making it easier to track business expenses. You can monitor employee purchases in real-time, providing greater control over company finances.

Your Horizon Business Debit Card is automatically enrolled in MasterCard's Easy SavingsTM Program. You'll earn rewards with your business debit card when you use it to pay for gas, office supplies, entertainment, and other business expenses. You can save 2%–25% on a range of business services without having to deal with coupons or codes.

Overall, business debit cards are an essential tool for any business. Find a Horizon Bank near you, and get card your card instantly. It will be ready to use it right away - just tap and go!

Call us Contact us  Learn more about business debit cards