Financing Solutions Built for Franchise Operators
At Horizon Bank, we understand the fast-moving needs of franchise operators. Our dedicated business advisors have years of experience and can provide flexible capital solutions, deep restaurant industry knowledge, and a personalized banking relationship. Whether you operate one store or twenty, Horizon is here to fuel your growth.
Strategic Financing That Grows With Your Franchise
Whether you're expanding your footprint or reinvesting in existing locations, Horizon provides flexible, branch-aligned financing solutions designed to support your growth- today and into the future.
Key Services:
- Multi-unit acquisition and expansion loans
- Equipment and remodel financing
- Real estate and construction lending
- Working capital and master credit lines
Local Expertise. National Strength.
At Horizon, you get a responsive, relationship-driven team with the scale and experience to support fast-growing franchise operations. We combine the personal attention of a community bank with the robust capabilities you'd expect from a national lender.
Why Franchise Operators Choose Horizon:
- Experience with Tier 1 QSR and service brands
- Franchise-experienced relationship managers
- Streamlined, in-house underwriting
- SBA 7(a) and 504 loan options available
Let’s Grow Your Business Together
Whether you're scaling to a new region or optimizing existing locations, Horizon’s franchise lending experts are ready to build with you.
Connect With Us:
Working Capital & Lines of Credit
On-Demand Capital to Keep Your Franchise Moving Forward
Franchise operators need fast, flexible access to working capital — for staffing, supply orders, marketing pushes, seasonal shifts, or short-term gaps. Horizon Bank offers unsecured lines of credit with revolving access, giving you control over your cash flow without slowing down growth. Only borrow what you need, when you need it — and pay interest only on the funds used.
The web site you have selected is an external site not operated by Horizon Bank. This link is provided for convenience and informational purposes only and Horizon does not endorse and is not responsible for the content links, privacy policy or security policy of this website or app you are about to visit. Horizon Bank is not responsible for (and does not provide) any products, services or content for this third-party site or app, except for products and services that explicitly carry the Horizon Bank name. Click Proceed to continue or Cancel to go back.
Treasury Management Solutions
Simplify Financial Operations and Strengthen Cash Flow
Keep your franchise running smoothly with Horizon Bank’s treasury and cash management tools — built to streamline financial operations across single or multi-unit portfolios. From accelerating deposits to automating payments and managing fraud risk, our solutions are designed to give you better visibility and control over your cash flow at every level of growth.
- Accelerate receivables and next-day deposit access
- Real-time reporting and centralized account monitoring
- Automated vendor payments and scheduled disbursements
- Built-in fraud detection tools for added security
Receivables Solutions
Remote Deposit Capture and lockbox services to accelerate deposits — plus digital tools for secure, contactless customer payments.
Payables & Payroll
ACH origination for vendor payments and payroll, integrated payroll services, and expense management with business credit cards
.png?sfvrsn=9494a86e_1)
