Personal Savings & Money Market Accounts
Helping you make the most of your money is one of the most important ways that Horizon Bank can help you reach your financial goals.
Savings & Money Market Product Comparison
Statement Savings |
Statement Savings is conveniently designed to make saving your money easy. This account is ideal for those beginning to achieve saving goals.
- $100 opening deposit
- $250 minimum balance requirement in order to avoid $3.00 monthly service charge (waived for customers under 18 and not-for-profit organizations)
- Interest earned with a minimum balance of $1.00
- Maximum of six pre-authorized, automatic telephone or Internet Banking Transfers per calendar month
Standard Features
- Free Online Banking
- Free Telephone Banking
- Quarterly Statements; monthly statements if there are electronic deposits or withdrawals
- Visa® Debit Card (only as a secondary account) and ATM Card
- Combined statements
- Optional overdraft protection
e-Savings |
e-Savings is part of e-Banking, a relationship banking package for customers who prefer electronic banking. Customers who have an e-Checking account will benefit from earning a high interest rate on their e-Savings account.
- Offered exclusively to customers who have an e-Checking account as part of the e-Banking package
- $100 opening deposit
- No monthly service charge
- No minimum balance
- Interest earned with a minimum balance of $1.00; tiered rates
- Maximum of six pre-authorized, automatic telephone or Internet Banking Transfers per calendar month
- No charge to automatically sweep excess funds from e-Checking to e-Savings
Standard Features
- Free Online Banking
- Free Telephone Banking
- Monthly statements (combined statement with e-Checking)
- Visa® Debit Card (only as a secondary account) and ATM Card
- Combined statements
- Optional overdraft protection
Personal Fundraiser Savings |
Personal Fundraiser Savings is designed to give you easy access to your money while earning interest on your funds. The higher the balance, the more interest you'll earn.
- $100 opening deposit
- $500 minimum balance requirement in order to avoid $7.00 monthly service charge
- Interest earned with a minimum balance of $1.00; tiered rates
- Maximum of six transfers to another account by preauthorized, automatic, telephone, Internet Banking, check, draft, debit card, or similar order to third parties per monthly statement cycle
Standard Features
- Free Online Banking
- Free Telephone Banking
- Quarterly Statements; monthly statements if there are electronic deposits or withdrawals
- Visa® Debit Card (only as a secondary account) and ATM Card
- Combined statements
- Optional overdraft protection
Money Market |
Money Market is designed for customers who desire a liquid account with convenient access to funds and a competitive market interest rate. Limited check access is allowed and Money Market style checks come free with the account.
- $100 opening deposit
- $1000 minimum balance requirement in order to avoid $7.00 monthly service charge
- Interest earned with a minimum balance of $1.00; tiered rates
- Maximum of six transfers to another account by preauthorized, automatic, telephone, Internet Banking, check, draft, debit card, or similar order to third parties per monthly statement cycle
- Free Money-Market style checks
Standard Features
- Free Online Banking
- Free Telephone Banking
- Monthly statements
- Visa® Debit Card (only as a secondary account) and ATM Card
- Combined statements
Investor's Money Manager |
Investor's Money Manager is a liquid investment account for customers with high net worth and who want to place extra funds into a high yield interest-bearing account between investments. This account is specifically designed to easily transfer money to and from your brokerage account.
- $100 opening deposit
- No minimum balance requirement
- No monthly service charge
- Interest earned with a minimum balance of $1.00
- High-yield interest earned with a minimum balance of $50,000; tiered rates
- Maximum of six transfers to another account by preauthorized, automatic, telephone, Internet Banking, check, draft, debit card, or similar order to third parties per monthly statement cycle
- Free wire transfers to and from an external brokerage account (limit six per month)
Standard Features
- Free Online Banking
- Free Telephone Banking
- Monthly statements
- Visa® Debit Card (only as a secondary account) and ATM Card
- Combined statements
Premier Money Market
Premier Money Market is ideal for customers who want a liquid account with a competitive market interest rate for larger investments. This account offers just the right balance between liquidity and high yield interest.
- $100 opening deposit
- $50,000 minimum balance requirement in order to avoid $15.00 monthly service charge
- Interest earned with a minimum balance of $1.00
- High-yield interest earned with a minimum blance of $50,000; tiered rates
- Maximum of six transfers to another account by preauthorized, automatic, telephone, Internet Banking, check, draft, debit card, or similar order to third parties per monthly statement cycle
Standard Features
- Free Online Banking
- Free Telephone Banking
- Monthly statements
- Visa® Debit Card (only as a secondary account) and ATM Card
- Combined statements
