Horizon Bank

Personal Savings & Money Market Accounts


Helping you make the most of your money is one of the most important ways that Horizon Bank can help you reach your financial goals.


Savings & Money Market Product Comparison

Statement Savings |

Statement Savings is conveniently designed to make saving your money easy. This account is ideal for those beginning to achieve saving goals.

  • $100 opening deposit
  • $250 minimum balance requirement in order to avoid $3.00 monthly service charge (waived for customers under 18 and not-for-profit organizations)
  • Interest earned with a minimum balance of $1.00
  • Maximum of six pre-authorized, automatic telephone or Internet Banking Transfers per calendar month

Standard Features

  • Free Online Banking
  • Free Telephone Banking
  • Quarterly Statements; monthly statements if there are electronic deposits or withdrawals
  • Visa® Debit Card (only as a secondary account) and ATM Card
  • Combined statements
  • Optional overdraft protection

e-Savings |

e-Savings is part of e-Banking, a relationship banking package for customers who prefer electronic banking. Customers who have an e-Checking account will benefit from earning a high interest rate on their e-Savings account.

  • Offered exclusively to customers who have an e-Checking account as part of the e-Banking package
  • $100 opening deposit
  • No monthly service charge
  • No minimum balance
  • Interest earned with a minimum balance of $1.00; tiered rates
  • Maximum of six pre-authorized, automatic telephone or Internet Banking Transfers per calendar month
  • No charge to automatically sweep excess funds from e-Checking to e-Savings

Standard Features

  • Free Online Banking
  • Free Telephone Banking
  • Monthly statements (combined statement with e-Checking)
  • Visa® Debit Card (only as a secondary account) and ATM Card
  • Combined statements
  • Optional overdraft protection

Personal Fundraiser Savings |

Personal Fundraiser Savings is designed to give you easy access to your money while earning interest on your funds. The higher the balance, the more interest you'll earn.

  • $100 opening deposit
  • $500 minimum balance requirement in order to avoid $7.00 monthly service charge
  • Interest earned with a minimum balance of $1.00; tiered rates
  • Maximum of six transfers to another account by preauthorized, automatic, telephone, Internet Banking, check, draft, debit card, or similar order to third parties per monthly statement cycle

Standard Features

  • Free Online Banking
  • Free Telephone Banking
  • Quarterly Statements; monthly statements if there are electronic deposits or withdrawals
  • Visa® Debit Card (only as a secondary account) and ATM Card
  • Combined statements
  • Optional overdraft protection

Money Market |

Money Market is designed for customers who desire a liquid account with convenient access to funds and a competitive market interest rate. Limited check access is allowed and Money Market style checks come free with the account.

  • $100 opening deposit
  • $1000 minimum balance requirement in order to avoid $7.00 monthly service charge
  • Interest earned with a minimum balance of $1.00; tiered rates
  • Maximum of six transfers to another account by preauthorized, automatic, telephone, Internet Banking, check, draft, debit card, or similar order to third parties per monthly statement cycle
  • Free Money-Market style checks

Standard Features

  • Free Online Banking
  • Free Telephone Banking
  • Monthly statements
  • Visa® Debit Card (only as a secondary account) and ATM Card
  • Combined statements

Investor's Money Manager |

Investor's Money Manager is a liquid investment account for customers with high net worth and who want to place extra funds into a high yield interest-bearing account between investments. This account is specifically designed to easily transfer money to and from your brokerage account.

  • $100 opening deposit
  • No minimum balance requirement
  • No monthly service charge
  • Interest earned with a minimum balance of $1.00
  • High-yield interest earned with a minimum balance of $50,000; tiered rates
  • Maximum of six transfers to another account by preauthorized, automatic, telephone, Internet Banking, check, draft, debit card, or similar order to third parties per monthly statement cycle
  • Free wire transfers to and from an external brokerage account (limit six per month)

Standard Features

  • Free Online Banking
  • Free Telephone Banking
  • Monthly statements
  • Visa® Debit Card (only as a secondary account) and ATM Card
  • Combined statements

Premier Money Market

Premier Money Market is ideal for customers who want a liquid account with a competitive market interest rate for larger investments. This account offers just the right balance between liquidity and high yield interest.

  • $100 opening deposit
  • $50,000 minimum balance requirement in order to avoid $15.00 monthly service charge
  • Interest earned with a minimum balance of $1.00
  • High-yield interest earned with a minimum blance of $50,000; tiered rates
  • Maximum of six transfers to another account by preauthorized, automatic, telephone, Internet Banking, check, draft, debit card, or similar order to third parties per monthly statement cycle

Standard Features

  • Free Online Banking
  • Free Telephone Banking
  • Monthly statements
  • Visa® Debit Card (only as a secondary account) and ATM Card
  • Combined statements